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Medicare Part D
October 28, 2016 @ 11:30 am - 1:00 pm
FREENEWS RELEASE
From Galesburg Cottage Hospital
Contact: Eileen Inness, Director, PR
PH: 309-345-4563; Email: Eileen_Inness@chs.net
FOR IMMEDIATE RELEASE:
MEDICARE PART D
Galesburg, Illinois—Health insurance has always been a delicate subject that not many people understand and the matter has only become further complicated over the past five years. Health insurance gets swept under the rug, until age 65 is only three months away and suddenly you are flooded with brochures and emails from different Insurance companies reminding you that it’s time to sign up for a plan. The same question or concern comes to the mind of every 65 year old, “will my retirement fund outlast me, or will I outlast it?” A strategic plan must be created to ration the retirement fund in order to live a comfortable life and still afford health insurance. Research, meeting with insurance agents, and talking to colleagues can help you find the right health insurance company that offers affordable plans with the best coverage.
The biggest challenge in finding the right coverage, is finding the right insurance company with an affordable price. It is recommended that nine months before turning 65 is the prime time to start browsing for insurance companies and Medicare plans. These steps can make the process simpler:
• Find the lowest cost based on individual needs.
o Deductibles, coinsurance and copays can start to add up, find a plan at the best price.
• Choose the right plan type.
o Find the company that best matches your individual health care needs.
• Research what networks are included in the plan (what hospitals/clinics are included).
o Select a company that includes your home health care center
• Check with your doctor
o Ask your physician what insurance companies and plans they will accept.
• Evaluate the customer service perks of the company.
o If you expect regular assistance with understanding bills or issuing appeals, it might be worth a little extra money each month for a company with 24-hour phone assistance, online bill-pay, or other services.
If you are among the millions of Americans rounding the corner to 65 and feeling frustrated and confused with health insurance, attend the lunch and learn that will be held at Galesburg Cottage Hospital on Friday, October 28th starting at 11:30a.m. Michael White, with Country Financial Insurance, will be breaking down the Do’s and Don’ts of choosing a Medicare plan. Enjoy a complimentary lunch and get your questions answered. Reserve your spot today by calling 309-345-4215.
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Galesburg Cottage Hospital has received The Joint Commission seal of accreditation and is the only hospital in Galesburg and west- central Illinois to have been named a Top Performer hospital several years in a row for succeeding in several health metrics. Cottage is also the only western Illinois hospital to be accredited by the Society of Cardiovascular Patient Care as a Chest Pain Center after having met rigorous standards of care in the timely treatment of cardiac emergencies. The Level II Trauma Emergency Department is an Emergency Department approved for Pediatrics by the State of Illinois and is also a Primary Stroke Center as certified by The Joint Commission. With over 70 medical staff members representing a cross section of specialties, Galesburg Cottage Hospital has the area’s only Wound Healing Center with hyperbaric oxygen chambers, Surgical Weight Loss Center, and a renal dialysis center, among many other specialized services. Galesburg Cottage Hospital is celebrating more than 120 years of caring service to Western Illinois residents.
